Dental Insurance &
Financing Options
Navigating dental insurance and payment options can feel overwhelming, but at San Jose Dental Clinic we make it straightforward. We accept a broad range of dental insurance Los Angeles plans — including PPOs, Denti-Cal, and Covered California.
Dental Insurance Plans We Accept in Los Angeles
We are proud to work with a wide variety of insurance providers, making quality dental care accessible for our neighbors in Westlake, MacArthur Park, and throughout Los Angeles.
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PPO Insurance Plans
Our office accepts most major PPO dental insurance plans, including Aetna, Cigna, DeltaDental, Guardian, MetLife, United Concordia, and many more. If you have a PPO plan, we will handle the verification process for you.
Denti-Cal — Medi-Cal Dental
We are one of the few general dentistry practices in the area that proudly accepts Denti-Cal dentist Los Angeles patients. Denti-Cal provides comprehensive dental coverage for qualifying individuals and families.
Covered California Dental Plans
If you purchased dental coverage through Covered California, you can use those benefits at San Jose Dental Clinic. Plans typically cover preventive care like exams and cleanings at 100%.
Flexible Dental Financing Options
We believe cost should never stand between you and a healthy smile. That is why we offer several dental financing Los Angeles options to fit your budget.
No Insurance? We Can Still Help
You do not need dental insurance to receive excellent care at San Jose Dental Clinic. We accept cash, debit, and major credit cards, and our financing partners make treatment plans affordable.
CareCredit, Cherry & Sunbit — How They Work
These third-party financing partners allow you to break treatment costs into manageable monthly payments. CareCredit dentist Los Angeles patients often use it for larger procedures like crowns, root canals, or Invisalign.
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Ideal for major specialty procedures.
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High approval rates and flexible terms.
Soft credit checks and customized payments.
Understanding Your Dental Benefits
Most plans follow a 100-80-50 structure: preventive care is covered at 100%, basic restorative work at around 80%, and major procedures at about 50%. Your specific coverage may vary, so we always verify benefits before treatment.
How to Make the Most of Your Annual Benefits
Many patients have unused benefits at the end of the year. If you have not had your cleaning or exam yet, schedule now to take full advantage. Our team can review your remaining coverage and help you prioritize any needed treatment before your benefits reset.
Common questions.
Yes, San Jose Dental Clinic proudly accepts Denti-Cal (Medi-Cal Dental) at our Los Angeles office. We are one of the few general practices in the Westlake/MacArthur Park area that welcomes Denti-Cal patients. Our bilingual team can help you understand your benefits and schedule your first visit.
We offer flexible financing through CareCredit, Cherry, and Sunbit. These third-party options allow you to break treatment costs into manageable monthly payments. Additionally, we accept cash, debit, and major credit cards. Contact our team to discuss which option works best for your budget.
Yes, we accept Covered California dental plans. If you have a Covered California dental policy, you can use your benefits at our Los Angeles clinic. Call us to verify your specific plan details and we can confirm coverage before your appointment.
The easiest way is to call our office at (213) 483-8222. Our front desk team can verify your dental insurance Los Angeles plan in just a few minutes. We accept a wide range of PPO plans and public programs, so there is a good chance your coverage works with us.
Yes, CareCredit can be used for any dental procedure at San Jose Dental Clinic, from routine cleanings and exams to root canals, crowns, and Invisalign. CareCredit offers promotional financing options that make larger treatment costs more predictable. We also accept Cherry and Sunbit for additional flexibility.
Ready for better dental care?
Book your appointment today and experience the convenience of comprehensive care under one roof.